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Vicki Picton, Director and Mortgage & Protection adviser at Veritas Financial Group, explains how advisers can help clients move beyond bad credit by combining early engagement, lender relationships, and strategic planning to achieve homeownership.

Philip Keith, Director at Mellow Financial, highlights how strong lender relationships and adviser expertise help clients with bad credit navigate the mortgage market and achieve homeownership.

GW Mortgage and Protection Specialists, led by George and Harry White, has joined The Cornerstone Network as an appointed representative, gaining access to training, operational support, and growth opportunities while expanding into the commercial market.

Founded by Conor Mullane, CJM Finance was created to deliver something special for clients - a trusted, client-first advice firm built on confidence, care, and long-term relationships.

Open 2 Finance, founded by Callum Booth, has joined The Cornerstone Network as an appointed representative. The partnership will provide training, compliance, and operational support as the firm focuses on delivering trusted, client-centred financial advice.

Cornerstone Finance Group is named one of Wales’s fifty fastest-growing firms by the UK Fast Growth Index 2025.