Access some of the current value of your home tax-free, for the things that really matter in life.

What is equity release?

Equity release is a way for homeowners over 55 to release tax-free funds from their homes, without having to move. It is an increasingly popular way for people in or approaching, retirement to boost their finances.

It’s essentially a long-term loan that’s repaid using your home once you pass away or require long-term care. Until then, you’ll remain a homeowner with no need to move out. Whatever financial freedom means to you in later life – renovating your home, paying off an interest-only mortgage or helping your children – equity release is designed to help make it happen.

Entering into a lifetime mortgage (or any form of equity release) will reduce the amount of inheritance you can leave behind. It may also affect your tax position and eligibility for welfare benefits.

The right plan for you

Our fully qualified, specialist equity release advisers take the time to understand your needs, ensuring they find and recommend the right solution for you. Our products offer competitive rates as well as features to suit you, such as inheritance protection.

Flexible plans for whatever you need

Equity release can give you the flexibility to do the things you love most:

  • No monthly repayment options
  • Flexible plans
  • Personal service face-to-face or remote
  • Funds can be used for any purpose
  • Voluntary repayment options available with no penalties
  • Inheritance protection available as a protected percentage

How we can help?

Your specialist equity release adviser will explain:

  • You have to get advice before releasing tax-free cash from your home – please read all our information and make sure it’s right for you
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value

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