In 2025 and 2026, the UK mortgage market will see a surge in fixed-rate mortgage expiries, creating a defining moment for advisers. It’s a time of both opportunity and risk: those who act early and build long-term client relationships will be best placed to thrive.

In the first two episodes of The Cornerstone Finance Podcast, our expert guests explore how to capitalise on this shift — from leveraging product transfers and second-charge loans, to transforming one-off customers into loyal clients through strategic, relationship-led advice.

Tune in to hear what leading brokers, lenders, and network experts are doing to stay ahead, and how you can position your firm for success during this critical period.

Featured Episode

 

Turning Your Customers into Clients.

What’s covered in this episode:

With guests:

  • Jo Brown – Lloyds Banking Group
  • Gareth Gale, Halifax Intermediaries
  • Rachel Ramsay, Ramsay Financial Ltd
  • Matthew Lindsey, Amber Shield Finance Ltd
Listen now
  • Why the best advisers don’t wait 5 years to speak to their clients again
  • Real-world examples from brokers using relationship management to grow revenue
  • How to get more from every conversation — from remortgaging to protection
  • The platforms, data tools and AR support powering the most scalable firms
  • How this approach feeds directly into exit value and business sale readiness

Previous Episodes

 

The Fixed-Rate Mortgage Expiry Surge

Turn expiring fixed rates into your biggest business opportunity.

Phil Emanuel (Director of Network Growth ) and Graeme Lewis (Head of Network Engagement)

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