In 2025 and 2026, the UK mortgage market is set to experience an unprecedented wave of fixed-rate mortgage expiries. This surge presents both challenges and opportunities for mortgage advisers aiming to retain clients and grow their businesses.

In this inaugural episode of The Cornerstone Finance Podcast, industry experts delve into strategies for navigating this critical period. Topics include leveraging product transfers, second-charge loans, and further advances, all while ensuring compliance with evolving Consumer Duty regulations.

Listen now to gain actionable strategies and position your firm for success during the fixed-rate mortgage expiry surge.

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Cornerstoe Podcast Ep 1
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The Fixed-Rate Mortgage Expiry Surge

Turn expiring fixed rates into your biggest business opportunity.

What’s covered in this episode:

With guests:

  • Phil Emanuel – The Cornerstone Network
  • Jo Brown – Lloyds Banking Group
  • Gareth Gale – Halifax Intermediaries
  • Ceri Evans – Remoo Limited
Listen now
  • How to retain and grow your client base as 2025–26 expiries peak
  • Using product transfers, second charges and further advances strategically
  • Turning regulation into retention through smart use of Consumer Duty
  • Tools and portals (like Acre) to boost adviser efficiency
  • Where the real revenue is hiding — and how to unlock it
Phil Emanuel (Director of Network Growth ) and Graeme Lewis (Head of Network Engagement)

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