Renovating your home can increase property value, enhance your living space, and improve energy efficiency. Whether you’re planning a loft conversion, kitchen upgrade, or an extension, securing the right home improvement loan is crucial.
Best Ways to Finance Your Home Improvements
Your financing choice depends on project costs, repayment preferences, and loan eligibility. The most common options include:
Homeowner Loans (Secured Loans)
A homeowner loan is secured against your property, allowing you to borrow larger amounts at competitive interest rates. This is ideal for major renovations, such as:
- House extensions & conservatories
- Loft conversions
- Kitchen & bathroom renovations
- Garage construction & repairs
Remortgaging for Home Improvements
If you have equity in your property, remortgaging can be a cost-effective way to finance renovations. By switching to a new mortgage deal, you can potentially borrow more at a lower interest rate. Learn more about remortgaging here.

Looking for the best home improvement loan?
Our specialists at Cornerstone Finance can help you secure the right funding for your renovation project.