Property Development Finance for a Part-Built Development Scheme

We were approached by an experienced property developer seeking to raise finance against a part-built scheme. The goal was twofold:

• Release capital to complete the ongoing development
• Unlock additional funds to support another project in the background

The Challenges

This case presented several complexities that required a flexible funding solution.

The borrowing entity was a limited company with two directors, including:

• A minority shareholder with a UK footprint
• A 75% majority shareholder based in Poland with no UK footprint

Additional challenges included:

• No prior experience with bridging or structured property lending
• A tight turnaround requirement to keep the construction programme on schedule

The Solution

We arranged a tailored Property Development Finance facility designed around both the borrower profile and the project’s time-sensitive nature.

The funding package included:

• 75% Gross Loan-to-Value (LTV)
• Competitive rate of 0.82% per month
• Fast completion within a timeframe that ensured the development stayed on track

This structure provided the liquidity required to continue construction while also supporting the client’s wider investment strategy.

The Outcome

The client successfully continued construction without disruption and strengthened their funding position for future projects.

The client has returned to raise further finance against a separate, marketed property, unlocking capital to pursue upcoming auction opportunities.