Client Background

An established South Wales electrical contracting business expanding into property investment sought a flexible way to act quickly on auction and short-completion opportunities. The business owned three unencumbered properties—two commercial investment units and one residential investment—valued collectively at approximately £470k.

Challenge

The clients needed an agile, pre-agreed funding source that avoided repeated valuations and legal processes, enabling them to move as fast as cash buyers.

Solution

Cornerstone structured a £280k Hunting Pot Facility at 60% gross OMV, delivering:

  • Credit-backed terms within 48 hours
  • Security formalities completed within 28 days
  • A standing facility enabling instant access to funds for future acquisitions

Outcome & Additional Value

The clients can now purchase as if they were cash buyers, accessing funds within 72 hours whenever required.

They have already used the facility four times, allowing them to secure multiple opportunities quickly and competitively.

Loui oberian, our commercial Manager on the phone

Ready to Secure Flexible Property Finance?

Get pre-agreed funding with instant access to capital. Act like a cash buyer and move fast on your next property deal.

News & Insights

View all news
Haydn Thomas

The Mortgage Advice Model Must Change In 2026

The Mortgage Advice Model 2026 must evolve as refinancing surges and lender competition intensifies. Discover why deeper client relationships will define success.

Kevin Morgan

A Year of Growth for Businesses Bold Enough to Invest

Business Growth in 2026 starts with bold investment. Discover why improving lending conditions create a strong opportunity for SMEs to plan and grow this year.

Whittlestone Financial Services Ltd

Whittlestone Financial Services Ltd joins The Cornerstone Network

The Cornerstone Network has announced Whittlestone Financial Services Ltd, led by founder David Whittlestone, as its newest appointed representative (AR).

Joint venture

Cornerstone Finance Announces Strategic Joint Venture with HH Business Finance

Cornerstone Finance Group has announced a new joint venture with HH Business Finance, bringing together two of Wales’ fastest-growing finance specialists to deliver a seamless, nationwide service across mortgages, asset finance and commercial lending.

The Cornerstone Network Celebrates Reaching 105 Appointed Representatives

The Cornerstone Network has reached 105 Appointed Representatives in 2025, marking a year of rapid growth and national recognition as one of Wales fastest-growing businesses.

Vicki Picton

Advisers Can Help Clients Move Beyond Bad Credit

Vicki Picton, Director and Mortgage & Protection adviser at Veritas Financial Group, explains how advisers can help clients move beyond bad credit by combining early engagement, lender relationships, and strategic planning to achieve homeownership.