Client Background

A repeat South Wales client with a portfolio of over 15 residential, mixed-use, and semi-commercial properties required funding to purchase a partially-let mixed-use property prior to an auction.

Challenge

Withdrawing pension funds to finance the purchase would have triggered a substantial tax liability. The property required cosmetic works to the residential element before reletting, adding both pressure and opportunity.

Solution

Cornerstone delivered an £80k commercial bridging facility that:

  • Leveraged the client’s extensive property background
  • Enabled purchase outside of auction and at a discount
  • Provided credit-backed terms within 24 hours
  • Completed within 21 days from start to finish

Outcome & Additional Value

Cornerstone arranged long-term term funding to exit the bridge, allowing the client to retain liquidity and avoid unnecessary pension taxation while expanding their portfolio.

Loui oberian, our commercial Manager on the phone

Ready to Secure Flexible Property Finance?

Get tailored bridging solutions with fast approval. Move forward on your next property deal without delays.

News & Insights

View all news
Cornerstone Network Relationship Managers

Cornerstone Network Expands Relationship Team to Offer More Focused Adviser Support

The Cornerstone Network has expanded its relationship team and introduced a regional structure to provide member firms with clearer points of contact, greater capacity and more focused support as they grow their businesses.

Jonathan Needham

Closing the Protection Gap Starts with Informed Clients

Jonathan Needham explores the FCA's latest protection gap findings and why informed client conversations are key to improving protection outcomes.

Andrew Needham

Later Life Lending: Advisers Can’t Afford to Sit on the Sidelines

Later life lending is becoming essential for mortgage advisers. Discover why client needs are evolving and how firms can build confidence in this growing market.

Cornerstone Finance Group and Imperial Chartered charity golf day raising funds for the Motor Neurone Disease Association at Radyr Golf Club Cardiff

Cornerstone Finance Group’s Annual Golf Day Raises More Than £11,000 for MNDA

Our sixth annual golf day raised a further £11,005 for the Motor Neurone Disease Association (MNDA), taking the total raised by Cornerstone Finance Group and Imperial Chartered since 2021 to £61,439.

Haydn Thomas

Our CEO Named Industry Leader of the Year

Cornerstone Finance Group CEO Haydn Thomas has been named Industry Leader of the Year at the NACFB Commercial Broker Awards 2026.

Gemma Casey joins Cornerstone Finance Group to lead communications and PR strategy Show more lines

Gemma Casey Appointed to Lead Communications Strategy

Cornerstone Finance Group has appointed experienced business journalist and communications specialist Gemma Casey to support its communications and PR strategy as the business continues its rapid growth.