Client Background

A repeat South Wales client with a portfolio of over 15 residential, mixed-use, and semi-commercial properties required funding to purchase a partially-let mixed-use property prior to an auction.

Challenge

Withdrawing pension funds to finance the purchase would have triggered a substantial tax liability. The property required cosmetic works to the residential element before reletting, adding both pressure and opportunity.

Solution

Cornerstone delivered an £80k commercial bridging facility that:

  • Leveraged the client’s extensive property background
  • Enabled purchase outside of auction and at a discount
  • Provided credit-backed terms within 24 hours
  • Completed within 21 days from start to finish

Outcome & Additional Value

Cornerstone arranged long-term term funding to exit the bridge, allowing the client to retain liquidity and avoid unnecessary pension taxation while expanding their portfolio.

Loui oberian, our commercial Manager on the phone

Ready to Secure Flexible Property Finance?

Get tailored bridging solutions with fast approval. Move forward on your next property deal without delays.

News & Insights

View all news
Life is Too Short Team

The Cornerstone Network Welcomes Life Is Too Short Ltd

Cornerstone Network welcomes Life Is Too Short Ltd as an Appointed Representative, expanding its community of advisers focused on mortgages, protection and a joined-up client experience.

Jonathan Needham

The Product Transfer Trap: Why Mainstream Mortgage Firms Must Pivot or Risk Demise

Relying on smooth, low-friction Product Transfer revenue has made the mortgage industry complacent. With regulatory shifts and sudden lender fee cuts looming, mainstream brokerages must wake up to the changing market. Discover why specialist lending is the ultimate shield to future-proof your firm’s revenue.

Cornerstone Commercial Finance Gains NACFB Assured Status

Achieving NACFB Assured status reinforces our commitment to FCA‑regulated, trusted and professional funding solutions.

Cornerstone Finance Group

Cornerstone Finance Group Hails ‘Standout Year’ as Turnover Climbs to £12.7m

Cornerstone Finance Group reports strong 2025 growth, with £12.7m turnover, rising mortgage lending and expanding adviser network.

The Cornerstone Network Celebrates Two Major Award Wins

The Cornerstone Network is celebrating winning two accolades at the PMS Bankhall Awards.

Becky Miller

Cornerstone Finance Group Appoints People and Operations Manager

Cornerstone Finance Group has appointed Becky Miller as People and Operations Manager, strengthening its focus on people, wellbeing and operational growth.