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Cornerstone Finance Group has announced a new joint venture with HH Business Finance, bringing together two of Wales’ fastest-growing finance specialists to deliver a seamless, nationwide service across mortgages, asset finance and commercial lending.

The Cornerstone Network has reached 105 Appointed Representatives in 2025, marking a year of rapid growth and national recognition as one of Wales fastest-growing businesses.

Vicki Picton, Director and Mortgage & Protection adviser at Veritas Financial Group, explains how advisers can help clients move beyond bad credit by combining early engagement, lender relationships, and strategic planning to achieve homeownership.

Philip Keith, Director at Mellow Financial, highlights how strong lender relationships and adviser expertise help clients with bad credit navigate the mortgage market and achieve homeownership.

GW Mortgage and Protection Specialists, led by George and Harry White, has joined The Cornerstone Network as an appointed representative, gaining access to training, operational support, and growth opportunities while expanding into the commercial market.

Founded by Conor Mullane, CJM Finance was created to deliver something special for clients - a trusted, client-first advice firm built on confidence, care, and long-term relationships.